2010年12月24日星期五

平安夜寄人

这些年的平安夜过得颇不安稳。那时我不关心人类,我只想你。
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平安夜寄人

醉汉如野草在风中摇晃
不计较圣徒或是情侣穿过身边
放肆大笑 轻声祷告
是平安夜的背景音乐
当尚未成熟的七颗星星亮了起来
路灯就像恋人般飞舞奔跑
挥霍着昏黄而清楚的明天
还有那荒唐的誓言
画面在说
不用管终要别离的某天
可是路灯已经熄了
并不期待的目光还在诉说
回来 彗星会把废墟燃烧
划过连接两个节日的夜晚
可是路灯已经熄了
梦里发生的故事
就让它在夜里结束
可是路灯已经熄了
我还在设想重建星空的可能
可是路灯已经熄了

2008.12.25

麦当劳里那些不着边际的想法

麦当劳里的人依然进进出出
那些不着边际的想法
是上升的气球
从天星小轮 到迪斯尼 到山顶
你坐在里面 闭着眼 往下扔
扔那些宽大的孕妇装 花哨的长裙
扔平底鞋 扔超短裙 扔耳环和胸罩
时光机和望远镜

我可以帮你去扔
那些东西
在云的心里旋转
却不能着地
但离开麦当劳那些想法 不像
天空一样不着边际
天空转过身
是面镜子

2008.12.27

2010年12月1日星期三

From Saving to Lottery

Last week's Freakonomics podcast, one of my favorite, introduced a new way to make people's savings to lottery. The interest rate in US is so low that most people choose to consume rather than save the money, which might put them into poverty without any "bail out". The Americans like playing lottery. Last year, the money spent on lottery tickets is roughly $200 per person. However, lottery is cheap as an entertainment, but dreadful as an investment.
If we can combine the lottery and saving together, it will be another story. The idea is, if you save an amount of money, say above $25, you will get a chance to win a big prize, from $2,000 to $1,000,000 every month. The prize fund comes from the pool of interest earnings of all deposits. It’s sometimes called a “no-lose lottery,” since a depositor is automatically entered into the lottery but can’t lose the original money she deposits.

This idea can encourage more people, especially the poor, to save their money; but the problem is legislation. Because in some states, only the government can launch a lottery.
What makes me worried is the nature of this idea will be altered evil when spread widely like micro-finance, which is initially an idea to help the poor, but failed and turned out to become a way to extort the poor recently. Profit seeking, as the nature of capital, will eventually alienate this good approach we handle.

more related readings from WSJ.